Membership Information

                                        A Brief History
                                        Appraisal Studies Course
                                        Bridging Policy
                                        Discount Offers with Web Links
                                        Educational Opportunities
                                        HREF Scholarship
                                        Membership Advantages
                                        Membership Application
                                        Membership Benefits
                                        Membership Levels
                                        NAJA Scholarship Application

A Brief History

National Association of Jewelry Appraisers (NAJA) was founded in 1981 on the premise that the specialized field of gem and jewelry appraising was an area that was long overdue for representation on a professional basis.  Also, there was a need for an appraisal organization focused solely on gems and jewelry, which would not be subject to the confusion of diverse appraisal disciplines such as real estate, machinery & equipment, art, household contents, etc.  The NAJA was formed as a response to this need.  NAJA is, and always has been privately owned since 1981, and is a for-profit corporation.  The leadership starts at the top with the Executive Director followed by Associate Directors.  We pride ourselves in being highly responsive to the needs of our membership.

The Association’s primary purpose is to recognize, and make available, the services of highly qualified, informed, experienced, independent, and professional appraisers of gems and jewelry to those members of the public requiring such expertise.  In addition, NAJA seeks to promote the trademark and professional designations earned by our members and to make available continuing educational materials in order to ensure that they are among the best informed appraisers in our industry. 

Finally, it is our goal to promote professionalism among our members as well as the industry as a whole.  All of the above should provide reasonable assurance to the public of the professional skill, integrity, and responsibility of our members.

The National Association of Jewelry Appraisers is the only appraisal association in the United States that devotes itself solely to the appraisal of gems and jewelry and silver flatware and holloware.  All of our energies focus on these, and only these, subjects which are updated with new information as it becomes available.


The NAJA conducts various programs designed to serve the interests of both its members and the public at large in matters relating to appraisal theory and valuation science.  Major elements of this program include:

  • A referral program designed to make the services of professional gemologist/appraisers available to those who have need of such services
  • A comprehensive Appraisal Studies Course encompassing appraisal theory and methodology, USPAP, jewelry history, and up-to-date industry-related topics
  • Education of the public in matters relating to the profession of gem and jewelry appraising
  • Promulgation of a Code of Ethics which is to be adhered to by all members of the association.
  • Multiple membership levels, including a program for the advancement of members and the awarding of appropriate designations to those members meeting the association's various membership level requirements.
  • The establishment of appraisal standards for gem and jewelry appraising
  • Bi-annual conferences providing educational seminars and meetings on topics related to gem and jewelry appraising, available to both members and non-members
  • Miscellaneous activities to make the public more aware of the professional standards to be used in gem and jewelry appraisals and to gain recognition for members in this association.
  •  NAJA Accredited Gem Lab program available to all Certified Members and mandatory for Certified Master Appraiser members.

Membership benefits include:

  • NAJA Home Study Appraisal Correspondence for Members Only
  • NAJA Diamond Cut Grade Guidance
  • The Jewelry Appraiser Quarterly Newsletter
  • NAJA's Minimum Standards Guideline
  • Direct Link to Your Website from NAJA's "Find an Appraiser"
  • Client's Bill of Rights
  • Reciprocal Link to NAJA Web site
  • Access to NAJA Discussion Forum
  • Mentoring of Novice Members
  • Conferences, Seminars, and other Educational Opportunities
  • Telephone Technical Assistance When Needed
  • Admission to Major Trade Shows
  • Monitoring of Governmental Regulations
  • Use of NAJA Logo/Affiliation
  • Embossed Membership and Code of Ethics Plaques
  • Business Development and Referral Program
  • Valuable Industry Contacts and Networking among Peers
  • Affiliation with Key Allied Association
  • Discounts on Selected Gemological Equipment
  • Discounts on Selected Professional Books
  • Official Embossing Seals for Appraisal Reports
  • Public Relations and Advertising Campaign
  • NAJA Appraisal Module in PAS Appraisal Software
  • Access to state of the art Background Check services
  • Professional Liability Insurance Exclusive Rate
  • Access to and discounts on the Diamond Council of America’s distance education courses in Diamonds, Colored Gemstones and Jewelry Sales

Discount Offers with web links:

Membership Advantages

The National Association of Jewelry Appraisers provides you with:
  • The largest international professional appraisal association exclusively devoted to the valuation and appraisals of gems and jewelry, watches, and the specialized needs of jewelry appraisers
  • Representation on the Industry Advisory Committee at The Appraisal
  • Unique Bridging Policy which offers credit for previously accomplished
  • Various levels of membership advancement as you pursue your professional development
  • A network of highly qualified jewelry appraisers with whom to network and share opinions on areas of common interest
  • An Association that recognizes the importance of blending skills, extracting and analyzing data and obtaining information related to questions and issues raised by its members
  • A dedicated trade experienced management who understands the needs of appraisers and is committed to nurturing the professional image of its members
  • An Association devoted to advancing the professional jewelry appraisal industry to new levels of trade and public awareness and recognition
  • An opportunity for worldwide professional contacts
  • Access to experts for every type of jewelry appraisal
  • Enhanced client trust and transparency by an Association that offers the Background Check Cleared Badge
  • Additional membership privileges and benefits

  • Bridging Policy:

    The bridging policy applies to the highest level of educated and tested members of CJAO when such members wish to join NAJA. Members of AGS, ISA and ASA are given credit for their rigorous appraisal training for the purpose of achieving NAJA member credentials. Get the document here.

    Educational Opportunities:

    NAJA offers semiannual educational conferences:
    • The two day February conference is held in conjunction with the Tucson gem shows.
    • The four day August conference is offered at major downtown city locations throughout the U.S. We change locations every year to serve our membership all across the U. S. and to equalize travel costs.
    The educational conferences relate to the appraisal industry with emphasis on product knowledge and intermediate and advanced gemology aspects. Speakers are chosen for their knowledge and ability to give informative yet enjoyable presentations.  Lectures address state-of-the-art techniques which are designed exclusively for the jewelry appraiser such as:
    •  who to consult
    • what forms to use
    • what to say and how best to say it
    • understanding and limiting your liability
    • new methods and tools for appraising

    Conferences costs include the cost of all materials, coffee breaks, lunches and the banquet.  Networking is urged and encouraged for peer and instructor networking.

    While mandatory attendance is not required, it is encouraged.  It is the most efficient method of completing the sixteen hours of continuing education for Certified Members.

    The Farnsworth-Munsell Color Vision Examination is continuously offered during conferences. Color vision testing is required of all members once every five years.

    NAJA Accredited Gem Laboratory is required of all Certified Master Appraisers (C.M.A.).  Other Certified Members may apply for NAJA Accredited Gem Laboratory.

    Our main goals are to teach appraisal methodology and to encourage professionalism.

    Appraisal Studies Correspondence Course:

    The NAJA members only course addresses topics that are essential for one to become an experienced and professional gem and jewelry appraiser.  The course is structured for home study permitting you to learn at your own pace. The Appraisal Studies Correspondence Course was developed to challenge you in the application of what you have learned. Education without application is of little value. Among the topics covered are:

  • Ethics & Standards
  • Value Theory Definitions & Principles
  • Appraisal Types and Appraisal Documentation
  • Metals and Metals Testing
  • Narrative Appraisal Report Writing and Market Analysis

    Helpful final sections such as:

    • The Role of the Expert Witness
    • Opening an Appraisal Service
    • Complete the process and move you forward to establishing and run a rewarding career as a NAJA Professional Gems & Jewelry Appraiser.


    Membership Levels:

    Certified Master Appraiser (C.M.A.)

    A Certified Master Appraiser must have met the requirements for "Senior Member" in addition must have been engaged in the practice of writing gem and jewelry appraisals for at least seven (7) years.  A Certified Master Appraiser must have successfully completed the NAJA Appraisal Studies Course as well as the practical appraisal examination.  A Certified Master Appraiser must have the NAJA Accredited Gem Laboratory.

    Certified Senior Member (C.S.M.)

    An applicant for "Certified Senior Member" designation must be previously designated as a Senior Member and pass the Certified Senior Member Examination.  This examination consists of a four (4) hour, closed book examination on appraisal theory and methodology, a five (5) hour practical examination in which applicants are required to write a Fair Market Value Appraisal on two (2) items of jewelry to the level required by the National Association of Jewelry Appraiser's Minimum Standards, USPAP and the Internal Revenue Service.

    Certified Member (C.M.)

    An applicant for “Certified Member” designation must be previously designated as a “Member” and passes the Certified Member Examination.  This examination consists of a four (4) hour, closed book examination on appraisal theory and methodology and a five (5) hour practical examination in which applicants are required to write an insurance replacement appraisal on two (2) items of jewelry to the level required by the National Association of Jewelry Appraiser's Minimum Standards and USPAP.

    Senior Member

    As a Senior Member, the appraiser must have a minimum of 5 years of full-time appraisal experience and accumulate a total of nineteen (19) points in education.

    A Member has fulfilled all requirements for membership and has had a minimum of two years experience as an appraiser as well as gemological and/or trade education.

    Candidate Member

    A prospective member who does not meet any of the other designated membership level requirements may join the Association as a "Candidate Member."  Candidate members are students completing their gemological studies or individuals who may not have enough years of experience or sufficient education for Member level. Such members agree to commit to a program of professional training leading to the next highest designation.


    Membership dues and renewals do not vary within the various categories. 

    All categories of membership above Candidate require USPAP compliance.

    The Appraisal Studies Course was revised in 2015 and undergoes periodic updating and revision due to changes in USPAP, advancements in gemology, and developments in the industry.  All categories of Certified Members are required to achieve sixteen (16) hours of continuing education each year to maintain their Certified status.

    Due to trust and nature of jewelry  work, NAJA's policy is to not permit membership for those who have been convicted or plead guilty to a felony.

    Enroll in Appraisal Studies Course (Click Here)



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